Delta Dental offers The Local Choice members its largest network, with 85% of all dentists in Virginia participating.* When you receive your dental care from a Delta Dental participating dentist, you will not be responsible for any charges that exceed Delta Dental’s allowance for covered services. This means your out-of-pocket expenses will be limited to the amount of your coinsurance, deductible and any amounts that exceed your annual or lifetime maximums.
Should you decide to receive dental care from a dentist who is not a member of the Delta Dental network, you will still receive benefits from your dental plan, but your share of the cost will likely be higher than if you received care from a participating dentist. In addition, you may have to file any claims yourself.
Below is more information on why it's important to make sure your dentist participates in the network covered by your plan.
When you visit a dentist that participates in the Delta Dental network:
When you visit a dentist that does not participate with Delta Dental:
*Delta Dental Plans Association, December 2019